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After simulating your personal loan, you can also calculate your monthly payment and the interest on the loan, as well as get information on the NIR and APR interest rates and the corresponding total fees to find out the total amount to be repaid. As an example, if you were to borrow $20,000 for 84 months and qualify for Key’s as-low-as rate of 9.76% APR (as of 1/15/2021), your monthly payment would be $329.55. Clients using a relay service: 1-866-821-9126. All credit products are subject to credit approval. Personal Loan – Personal loans cover a variety of expenses, rather than being issued only for specific purchases. Bankrate's personal loan calculator figures monthly loan payments, and shows impacts of extra payments on an amortization table schedule. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. 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